Flexible Financing for Your Northern Michigan Home Projects

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A home improvement project, especially an emergency roof repair or replacement, is a significant investment. At Alpine Brothers Construction, we believe that financial constraints shouldn't stand in the way of a safe, dry home. We offer flexible, transparent financing options for homeowners in Gaylord and surrounding areas, allowing you to protect your property now and pay over time.

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Simple, Fast Financing through Hearth

We have partnered with Hearth to bring our customers a seamless financing experience. Hearth works with leading lenders to find the best rates and terms for your specific budget. Whether you are installing a new standing seam metal roof or upgrading your home’s siding, our financing portal provides you with the tools to make it happen.

See Your Rates in Minutes Without Impacting Your Credit

Checking your financing options shouldn't be a risk. Through our Hearth portal, you can see personalized monthly payment options in under two minutes. This "soft" credit pull allows you to view available loans without affecting your credit score, giving you the freedom to shop for the best plan for your family.

One Loan for Your Entire Exterior Project

Our financing isn't limited to just roofing. You can use your approved funds for any of our professional services, including:

Complete Roof Replacements (Shingle, Metal, or Brava)

Siding Installation and Exterior Remodeling

Window and Door Replacements

Major Storm Damage Repairs

Budget-Friendly Plans with Fixed Rates

Say goodbye to high-interest credit cards. Our financing options typically feature fixed monthly payments and fixed interest rates. This means your payment stays the same for the life of the loan, making it easy to fit your home improvement project into your monthly household budget.

Personal Loans Tailored for Homeowners

Unlike a Home Equity Line of Credit (HELOC), the financing options offered through Hearth are generally unsecured personal loans. You don't have to put your home up as collateral, and the approval process is significantly faster than traditional bank-led home equity lending.

Manage Your Financing from Your Phone

The Hearth platform is designed for the modern homeowner. You can view your loan terms, make payments, and track your balance through a simple digital dashboard. It matches the "no-hostage" sales experience we provide—clear, digital, and straightforward.

Pay Off Your Project Early and Save

We believe in financial flexibility. Most of the loan options provided through our partners feature no prepayment penalties. If you decide to pay off your roofing or siding project early, you can do so without being charged extra fees, allowing you to save on interest over the long term.

Get the Funds You Need When You Need Them

If a storm has damaged your roof or an ice dam has caused a major leak, you can't afford to wait weeks for a bank loan. Once approved, funds are typically deposited into your account within 1–3 business days, allowing Alpine Brothers to get on-site and start your project immediately.

Covering the Gap in Storm Damage Claims

If you are filing an insurance claim for storm damage, you are still responsible for your deductible. Many homeowners use our financing options to cover their deductible or to pay for "upgrades"—like switching from shingles to metal—that insurance doesn't cover.

Financing FAQs

  • What credit score do I need?

    Hearth works with various lenders who accommodate a wide range of credit scores.

  • Are there any hidden fees?

    No. All loan terms, including any origination fees, are disclosed upfront before you sign.

  • How much can I borrow?

    Loan amounts typically range from $1,000 to $100,000 depending on credit approval and project scope.

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Check Your Financing Options Today

Don't delay your home's protection. Click the link below to visit our Hearth portal and see what monthly payments you qualify for.